… as someone who will become work optional in my 40s.
One of the areas I get asked about the most is how I manage my money.
As in:
What accounts do you have?
What tools do you use?
What’s your setup?
What’s the rhythm that keeps it all calm?
Do you use credit cards – and if so, which ones?
What’s your take on debt?
How do you know how much you can afford to spend on things like team?
For a little bit of context — in my mid-to-late 20s, I got very intentional with money.
- I started saving aggressively
- I learned how to invest
- I simplified my finances instead of adding complexity
… and I built systems that made life easier for future me.
That season shaped everything.
It’s why money in my life now feels supportive instead of stressful, why I don’t carry a lot of financial drama… and it’s the reason I’m on track to be work optional in my 40s — not because I plan to stop working, but because I want the choice.
That ease didn’t come from willpower or discipline.
It came from building simple systems and repeating them consistently.
That’s exactly why I created The Simple Money System — it’s my personal money toolkit for business owners.
If you want to see how I actually run my money (business and personal), this is the best place to get started.
Inside, I walk you through:
- how I structure my accounts so money has clear jobs
- the weekly and monthly check-ins I use to stay grounded
- how I pay myself consistently
- how I save, invest, and plan to support my big picture financial goals
This isn’t about chasing perfection.
It’s about closing the open loops in your brain so money stops living rent-free in the background of your life.
Because when money is vague, it creates tension — even when you’re earning well.
One thing I’ve seen again and again — in my own life and with students — is that financial freedom isn’t complicated.
It’s about 10% strategy and 90% routine.
Knowing what to do matters.
But doing the simple things consistently is what actually changes your relationship with money.The Simple Money System gives you both: the structure and the rhythm, so you can build something that feels calm, sustainable, and supportive over time.
